Independence ENHANCES Interdependence
Purposefully built around our unconventional diversity, The Cerrado Group guides our clients toward retirement results with great confidence. We’re naturally different, and that’s great news for your business.
9 Member Firms
With Decades of Experience
9,200+ Plans Managed
With More Than A Quarter Million Participants
More Than $18 Billion+
In Total Plan Assets Under Management
325,000+
Retirement Plan Participants
We Believe
The Best Businesses Have the Deepest Roots
In the heart of central Brazil, long, dry seasons lead to wildfires that routinely sweep through a massive savannah called the Cerrado. One remarkable survival adaptation for many Cerrado plants is their sheer biomass, much of which exists underground. Sometimes called the “upside-down forest”, plants and trees have developed deep, subterranean trunk and root systems. In some cases, 70% of the plant exists underground, with roots reaching lengths of over 30 feet, safely shielded from the raging inferno of sun and fire.
We believe the best business employ a similar strategy.
At the Cerrado Group, we perform like the upside-down forest. Often hidden from view, but essential to sustained success, our group of high-performing, like-minded achievers exist to help organizations, plan sponsors and plan participants thrive.
Sure, we understand many essential business functions may attract more attention. We’re well aware our behind the scenes work on retirement plans isn’t flashy. But it’s these deep, stable roots that propel the best businesses forward.
Uncommon Diversity Propels Our Uncommon Strength
Not many organizations, nor individuals, can do the highly-specialized work we do; and our firms individually represent the top tier of all TPA firms in the nation. Together, our strength is fortified, providing a unique and powerful advocate for the entire spectrum of our clients that simply can’t be topped.
Our TPA collective builds its strength on our uncommon diversity, just like Brazil’s Cerrado, where a whopping 5% of the world’s total plant and animal life can be found in this incredible region.
The members of our collective practice in all corners of the country, with a wide breadth of customer experiences and an even larger specialist-skill-set. We’re obsessed with truly understanding every element of the retirement plan industry, and more importantly, sharing that knowledge and experience with the members of our group.
We enviably enjoy a national presence while being deeply entrenched locally. We’re good on our own, but we’re unequaled together.
In Being Fiercely Independent
Unlike many others in the retirement industry, The Cerrado Group is completely agnostic. Our focus has been and will always be on doing the right thing for our clients first.
This independence is unwavering, nor will it ever be up for internal debate. We will not be influenced by any outside entity or industry trends. We will confidently ensure positive outcomes for our clients, even if it means we’ll work harder, spend more time and energy, or absorb larger expenses.
Being independent means we’ll source and codify the best thinking from within our industry, but also from outside. We’ll seek non-traditional solutions to persistent issues and we’ll collaborate with any entity or partner that we think can benefit our clients.
We’re not stuck on auto-pilot, doing what’s always been done. As a truly independent organization, we are focused on what can be versus what has been.
Problems Are Opportunities in Camouflage
Developing creative solutions for retirement plans is one of the things we do best. Often hidden in plain sight, plan design issues, when expertly addressed, can create opportunities for growth, improvement and value.
The independent firms that comprise The Cerrado Group are notably elite. Made up of the most informed specialists in the industry, overcoming plan design problems become commonplace events within our collective.
And it’s these design challenges that often create the most opportunity down the line. When we solve a client’s unique problem, the net results move people closer to positive retirement outcomes. The finite resources of money and energy get focused on the best, most impactful part of the plan rather than diverting attention towards unsustainable fixes.
Don’t hide from problems, or try to shroud the issue. Instead, know The Cerrado Group is poised to create impactful opportunities on your behalf.
We Bend Like Rivers
Geologically speaking, time creeps along very slowly. So slowly, changes can be imperceptible. Consider some of the great bodies of water. Lakes in particular tend to remain stationary. Water levels may change, but boundaries remain a hallmark of consistency.
But not all bodies of water are lakes. Rivers, sweeping with energy and motion, continuously change course, re-mapping themselves along the way.
At The Cerrado Group, by design, we constantly seek new information and better approaches. Akin to the constant state of change endemic to rivers, we search for new routes, bending around obstacles, creating wholly new trajectories.
Whether its new legal requirements, state of the art technical solution, or a shift in the marketplace, our collective of imaginative, purposeful members embody energy and motion in everything we do.
This approach, this attitude, is born from a compulsion to serve others as best possible. We know that remaining secure in that belief is one of the few things we won’t allow to change.
Communication Is Key
Any specialized field contains a unique language, often filled with jargon and acronyms. Safe Harbor, ADP/ACP, ERISA, Form 5500 and 3(16), just to name a few.
We understand the detailed work of retirement plans is complex, which is why we believe the conversations shouldn’t be.
All members of The Cerrado Group enjoy a remarkable level of customer centricity, born from a desire to never lose a client. We understand that communication, above else, is key to our success. We’ll use language everyone can understand, we’ll take all the necessary time and steps to eliminate worry or confusion and we’ll do it all with a smile.
If you desire clear conversations with proven experts that make you feel confident, comfortable and well-informed, look no further than The Cerrado Group.